President Trump Could Give Democrats Nov. 21 Deadline On Shutdown, Make Deal With Banks On Worker Backpay

The Private Sector Can End The Government Shutdown

Oct. 25, 2025, Fairfax, Va.—Americans for Limited Government Executive Director Robert Romano today issued the following statement urging the Senate Democrats to end their government shutdown:

“Democrats think they can keep the government shut down indefinitely until they get what they want on expanded Obamacare tax credits and ending prohibitions on illegal aliens accessing public health care, choosing not to cooperate with President Trump and Congressional Republicans. What they haven’t considered is that President Trump and Republicans can do the same thing, and choose not to cooperate with the opposition party as Congress grinds to a halt on appropriations for the foreseeable future.

“The President could offer a Nov. 21 deadline to Democrats to reopen the government and sit down to talk — that’s when the House passed continuing resolution would expire if it ever passes. After that, they don’t get shit. Nobody does. The President and Congress could just opt to shut down the government for a year or more and see how the government operates without Congress being involved. Run the government without any discretionary appropriations whatsoever and just run the mandatory spending programs after the President conducts a thorough review of the federal law of what Congress has required must run even in the absence of discretionary appropriations, reprogramming revenues and funds on an emergency basis to keep things afloat. Maybe not borrowing so much money for a little while helps interest rates to drop as demand for treasuries increases.

“In the meantime, the President and the private banking sector can end government shutdowns once and for all. All the President needs to do is work his art of the deal with big banks to lend to excepted workers, loans totaling the sum of their salaries, until Congress gets its act together. The workers are legally guaranteed backpay with interest as soon as the shutdown ends, and so they’ll just repay the loans when they finally get paid. The banks could even require that they do so as a condition for the loan. Banks, which are already getting involved voluntarily to assist federal workers, can bundle the worker bridge loans as securities, which are legally guaranteed to pay and are as good as gold, to keep the program liquid. The longer the shutdown goes on, the more interest will accrue for the backpay (banks can split it with the workers or whatever), causing the speculative value of the securities to increase. It’s a win-win, causing Senate Democrats to lose leverage in the shutdown. If it works, maybe Congress never again tries to hold the economy hostage like this and the government can get back to work.”

Attachments:

5 U.S.C. § 5596(b)(2)(A) An amount payable under paragraph (1)(A)(i) of this subsection shall be payable with interest. (B)Such interest—(i)shall be computed for the period beginning on the effective date of the withdrawal or reduction involved and ending on a date not more than 30 days before the date on which payment is made; (ii)shall be computed at the rate or rates in effect under section 6621(a)(1) of the Internal Revenue Code of 1986 during the period described in clause (i); and (iii)shall be compounded daily. (C)Interest under this paragraph shall be paid out of amounts available for payments under paragraph (1) of this subsection. https://www.law.cornell.edu/uscode/text/5/5596

For media availability contact Americans for Limited Government at media@limitgov.org.

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