Statement by Richard Manning, President of Americans for Limited Government, in response to today’s hearing on California Assembly Bill 539

April 1, 2019, Fairfax, Va.—Americans for Limited Government President Rick Manning today issued the following statement in opposition to A.B. 539 in the California Assembly:

“California has a major housing and homelessness crisis, and A.B. 539 will only exacerbate these problems by severely restricting access to credit for many Californians either on the brink of homelessness or working to get off the streets. This legislation will also hurt small-dollar lenders in the same way the Dodd-Frank financial reform caused financial institutions to cut back on products and services due to increased compliance costs. It is perplexing that in a State that calls itself home to ground breaking technology and innovation, legislators are working to try and block access to critical consumer lending services to those who are falling through the cracks of the system. I hope that this bill is defeated so that the most economically vulnerable among us don’t have state created financial services discrimination pushing them into homelessness and keeping them there.”

Mr. Manning grew up in southern California, attending Norco High School, Riverside City College and the University of Southern California. Americans for Limited Government is a group dedicated to restoring constitutionally limited government. For more information, visit:

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